VUL is a financial product that offers the best of both worlds – guaranteed insurance benefit and fund accumulation. Since the policy is linked to different asset classes such as stocks and bonds, VUL presents earning potential that may not be offered in a traditional policy.
In historical definition a torch is a portable means of illumination such as a piece of wood or cloth soaked in tallow or an oil lamp on a… Read more “About the Torch”
“If you died tomorrow, how would your loved ones fare financially? Would they have the money to pay for your funeral costs, medical bills, taxes and debts?” by Bryna Jean-Marie of Essence
Only 2% of the Population of the Philippines have bought a Life Insurance and roughly 10% of it is covered by their companies. With this figures it’s quite disturbing, Filipinos are stereotyped with things they didn’t know yet and just thinking of it as liability and usually taking for granted the chance of having one in their early years in life and in the latter part would regret why not having one. Below are the listed misconceptions on buying a life insurance.